What Is The Roth Ira Limit For 2025. A roth ira conversion can. The secure 2.0 act contained changes to traditional and roth individual retirement accounts and 401(k) plans that are being phased in over several years.
In 2025, the contribution limit increases by $500 to $16,500. Based on your modified adjusted gross income (magi), your allowed roth ira contributions for individual filers begin phasing out at $150,000 to $165,000 in 2025.